Two Available Homes

Two Available Homes at 3103 & 3105 Holmes St
Tampa, FL 33605

Listings at 3103 Holmes St and 3105 Holmes St — Listing Price: $425,000 each. Developer Incentive: $25,000 each. Anticipated Completion: 12/31/2026.

  • Listing Price: $425,000 each
  • Developer Incentive: $25,000 each
  • Buyers must not exceed 120% AMI and must use the approved lender

* Household income must be ≤120% AMI to qualify and buyers must use the approved lender.

Exterior home rendering placeholder

Two Homes Available

Max Income: 120% AMI

Anticipated Completion: 12/31/2026

What is 120% AMI?

Approved lender required. Deposit required to hold a spot.

Property Highlights

Homes on Holmes St — Tampa, FL 33605

Two new properties are available at 3103 Holmes St and 3105 Holmes St. Buyers must not exceed 120% AMI and deposit is required to hold a spot.

  • 3103 & 3105 Holmes St

    Listing Price: $425,000 · Developer Incentive: $25,000 · Anticipated Completion: 12/31/2026

    • 3 beds

    • 2.5 baths

    • Approx. area: ~1484 sq ft

    • Wood Cabinets

    • Granite Counter tops

    • Stainless Steel Appliances

    • Impact Windows

    • One Car Garage

    • Woof Frame construction

    • Choose your wall color (single wall color in home)

    • Choose from White or Grey Solid Wood Cabinets

    • Choose your flooring color from our selections

Meet our Lender!

Welcome to Liberty Federal Credit Union!

Incentive Eligibility

Household sizeMaximum annual income
1 person$96,360
2 people$110,040
3 people$123,840
4 people$137,640
5 people$148,680
6 people$159,720
7 people$170,760
8 people$181,680

Eligibility for specific programs is typically guided by Area Median Income (AMI) limits. Buyers must not exceed 120% AMI to qualify. Review the placeholder chart below for approximate bands to see where you might qualify.

If Self-Employed

  1. 2024 & 2025 Business Tax Returns ALL PAGES
  2. 2024 & 2025 K1's if less than 25% ownership in business
  3. Year to Date Profit & Loss
  4. Year to Date Balance Sheet

Preferred Lender Assistance

Justin Roth
Liberty Federal Credit Union
Cell: 727-415-9960
Email: [email protected]
https://www.libertyfcu.org/mlo/justin-roth

Document Checklist

  1. 2024 & 2025 Personal Tax Returns ALL PAGES

  2. 2024 & 2025 W2's ALL BORROWERS

  3. 1 Month Worth of Current Paystubs

  4. 2 Month's Worth of Current Bank Statements ALL PAGES

  5. 2 forms of ID (Driver's License, Insurance Card, Etc.)

  6. Mortgage Statements for all properties owned

  7. Insurance for all properties owned

Save your spot! Pre-Qualify Now!

TomCo Logo Placeholder

Company Details — CRC1332920

Phone: 813-922-2299
Email: [email protected]
Address: 412 E Madison St, Suite 1209, Tampa, FL 33602
License #: CRC1332920
Two homes pre-sale: 3103 & 3105 Holmes St

About TomCo

At TomCo, we view construction as an opportunity to build stronger, safer, and more resilient communities throughout the Tampa area. Operating fully licensed and insured, we adhere strictly to code compliance, ethical business practices, and professional transparency.

Our team approaches every project with the responsibility of true community builders. From proper permitting to coordinating with verified local tradesmen, we manage the foundational details so our clients can rely on structural integrity and exceptional craftsmanship that lasts.

Frequently Asked Questions

Find transparent, concise answers regarding eligibility, approvals, and our processes. Please review carefully to understand the terms.

What are the basic eligibility requirements?

Eligibility depends on several factors, including your current financial standing, income documentation, and credit history. While we strive to assist as many applicants as possible, approval is not guaranteed. [VERIFY: Specific minimum credit/income requirements with the lender].

We encourage you to review our general guidelines or start the form to provide initial details for a preliminary assessment.

Do you offer financing options for the floor plans?

We partner with several institutions that may offer financing solutions tailored to your selected floor plan, subject strictly to credit approval. Interest rates and terms will vary based on your individual profile.

[VERIFY: List of available financial partners]. You can explore general possibilities in our financing section.

How long does the application process typically take?

The initial review can often be completed within 24 to 48 hours. However, overall timelines vary significantly based on the completeness of your documentation and external verification steps.

We recommend gathering your necessary documents before you start the form to minimize potential delays.

Are there any upfront fees required to apply?

There is typically no fee for the initial application review. However, certain processing or appraisal fees may apply later if you are approved and choose to proceed with financing.

[VERIFY: Comprehensive fee structure]. All applicable fees will be fully disclosed prior to any formal commitment on your end.

Can I change my chosen floor plan after conditional approval?

Plan adjustments may be possible depending on how far along the process is, but changes could require a full re-evaluation of your financing terms and conditional approval status.

Please reach out to our advisory team as soon as possible if you are considering an update to your selection.

Ready to get started?

Homes available: 3103 & 3105 Holmes St — Listed at $425,000 each. Developer incentive: $25,000 per home. Deposit is required to hold a spot.

Approved Lender: Liberty FCU — Direct: 727.415.9960 — [email protected]www.libertyfcu.org

By applying, you agree to our terms and conditions. Submitting an application does not guarantee approval. A deposit is required to hold a spot; deposit terms will be provided by the developer or the approved lender. Please consult with our representatives for detailed requirements.

© 2026 TomCo Solutions Inc. All rights reserved. License# CRC1332920